Real Estate Financing

Who We Are

Diamond Business Loans is a private commercial lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. We feature a variety of commercial loans program to accommodate borrowers' needs, with loans limits ranging from $250,000 to $10 million plus.

Our Philosophy

Unlike many other companies, we are purely focused on the commercial finance niche and recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals.

Our Objective

While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers and on more transaction types. In addition to being able to finance hard to place transactions, we offer loan programs for investors, owners, or companies seeking financing on strong, superior credit grade transactions.

Program Highlights

 Up to 90.0% LTV

 Loans From $250K to $10M+

 Investor & Owner Occupied Loans

 No Exorbitant Upfront Deposits

 Rates from 7.99% and up

 Purchase, Refinance & Cash-Out

 Most Commercial Properties Considered

 Nationwide Programs

SBA Loan Program

We have been designated as a Preferred Financial Services company by SBA lenders to have loans processed more quickly and efficiently than many others. There are a number of advantages to an SBA loan, including longer terms, no points and no balloon payments.

Who is Eligible for an SBA Loan?

Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses.

Loan Qualifications

Retail and service businesses with sales (3-year average) not exceeding $6 million to $20 million, depending on the industry Wholesale businesses with employees up to 100 regardless of sales volume

Manufacturers with employees up to 500 depending on the industry, regardless of sales volume

SBA 7(A) Loan Size $150,000 to $2.0 million

Loan Fees

Loan packaging fee: $750 to $2,000

Fee is based on loan size, it is collected at the time of loan submission; refunded if declined by credit

SBA guarantee fee: 1.70% to 2.60% of the loan amount

Fee can be financed in the loan

Use of Proceeds

Commercial real estate (purchases, construction, or refinance) Leasehold improvements

Business expansions

Machinery, equipment, furniture or fixtures

Business acquisition

Working capital (offered in conjunction with some of the above) Start-ups (ALL Franchises, Motels, Restaurants, Gas Stations and C-Stores)